Why Do I Need Liability Coverage On My Homeowners Policy? – Palmdale, Lancaster and Tehachapi, CA

California Cullen Insurance Agency logo

Liability Coverage is included in most Homeowners Insurance policies and it protects you if someone is injured on your property or if a member of your family or a pet injures someone. 

Usually Liability Coverage limits starts at $100,000 and can go up to at least $300,000. You can purchase additional Liability Coverage with an “Umbrella” policy that kicks in once your liability limit has been reached.

Term vs Permanent Life Insurance: Weighing the Pros and Cons

Life insurance is one of the most popular types of security coverage. The policy has two variations, term ...
read more

Bodily Injury Liability Insurance: Definition, Scope, and Importance

If you are at fault for an automobile accident, bodily injury liability insurance helps pay for the financial ...
read more
calculator with house insurance

Dwelling Coverage vs Homeowners Insurance: What’s the Difference?

When you build or buy a house, one of the first things you should get is property protection. ...
read more